As with any investment, there is risk. Mutual Fund Investors should consider these risks, the investment objectives, charges and expenses outlined in the prospectus carefully along with their own personal risk tolerance before investing in any Mutual Fund (or any other type of investment). Past performance does not guarantee future results. For a prospectus containing complete information, contact the fund you are considering or your broker at 1-800-50-PLACE or 1-919-719-7200. Read the prospectus carefully before you invest. Past performance is no guarantee of future results. Principal value and investment returns will fluctuate with changes in market conditions. An investor's shares, when redeemed may be worth more or less than their original cost. Mutual Funds are not FDIC insured.